NEIGHBOR INSURING NEIGHBOR

At Homestead Mutual:

• Policyholders actually own the company

• We have been serving our community since 1873

• Premium dollars stay in the community, not as profits for strangers

• Our directors are policyholders and you elect them.

• Agents and Adjustors are your neighbors. They know your insurance needs.

• Management is accessible. If you have a question you can actually talk to the President.

• Agents and Directors are on call around the clock, even nights and weekends!

• Homestead Mutual is protected by a solid reinsurance program for the safety of our policyholders

• Town Mutual Insurance Co.'s pledge to protect each other through a policyholders protection fund