Question 1

What address should I use to mail my payment?

Accepted Answer

Homestead Mutual Insurance Company
48 Jewelers Park Drive
Suite 200
Neenah, WI 54956

Question 2

Where can I find my policy number?

Accepted Answer

It's located on your Declaration page:

Question 3

What does a homeowners policy cover?

Accepted Answer

Unless the cause of loss is excluded in the policy, a homeowners policy provides coverage for personal liability, medical payments to others, and accidental direct physical loss to your dwelling.

There is also coverage for related private structures, including but not limited to detached garages and fences, subject to the terms of the policy.

In addition, the policy provides coverage for your personal property for specific perils including, but not limited to:
Fire
Lightning
Windstorm
Hail
Theft

Question 4

How much insurance coverage should I have on my home?

Accepted Answer

The insurance coverage amount is your choice. We recommend that you purchase coverage equal to or greater than the estimated replacement cost of your home. Your home's estimated replacement cost also determines which policy options are available to you.
Since it's impossible to predict the cost to replace your home in the future, it's important to have enough coverage to account for unforeseen circumstances.

Question 5

How can I save money on my homeowners insurance?

Accepted Answer

We offer the following discounts:
Claim Free Discount
Home Auto Discount
Home Protective Devices Discount
Senior Citizen Discount
New Home Discount

Contact your agent for details.

Question 6

How can I buy a Homestead Mutual policy?

Accepted Answer

All of our policies are sold through independent agents.
You can locate an agent using this link.
Agent Locator

Question 7

How do I file a claim?

Accepted Answer

You can:
Call your agent.
or
Use our website:
https://www.homesteadmutual.com/report-a-claim

Frequently Asked Questions

What address should I use to mail my payment?

Where can I find my policy number?

What does a homeowners policy cover?

How much insurance coverage should I have on my home?

How can I save money on my homeowners insurance?

How can I buy a Homestead Mutual policy?

How do I file a claim?

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