Residence – Comprehensive coverage for your home.
Related Private Structures – The detached structures on the insured premises.
Personal Property – Protection for your personal belongings.
Liability/Medical Payments – Provides defense and coverage for injury or damage in which you are liable.
Additional Living Expense – Expenses you incur if you cannot live in your home after a covered loss.
Equipment Breakdown – Coverage for your home appliances and equipment due to mechanical failure.
Fire Department Service Charge – Charges incurred due to fire departments called to protect your property.
Identity Fraud Expense – Expense reimbursement for costs associated with identity fraud.
Lock Replacement – Replaces your locks if your keys are lost or stolen.
Replacement Cost Personal Property – Claim settlement for personal property on a replacement cost basis.
Refrigerated Property – Payment for direct loss to covered property stored in a freezer or refrigerator due to loss of power.
Replacement Cost Dwelling – Claim settlement for the home at replacement cost up to the policy limit.
Tree Removal – For fallen trees due to wind.