
Winter in Wisconsin is as beautiful as it is challenging.
As the snow falls and temperatures drop, homeowners face unique risks that come with the season. Here are our top mid-winter best practices for Wisconsin homeowners.
Prevent Ice Dams on Your Roof
Ice dams can cause significant damage to your roof and lead to water leaks inside your home. To prevent them:
Ensure your attic is well-insulated to minimize heat loss.
Keep gutters and downspouts clear of debris to allow melting snow to drain properly.
Use a roof rake to safely remove heavy snow from the edges of your roof after a storm.
Protect Your Pipes
Frozen pipes are a common winter hazard that can lead to expensive repairs. To protect your plumbing:
Insulate exposed pipes in unheated areas like basements and crawl spaces.
Keep your home’s thermostat set to at least 55°F, even when you’re away.
Open cabinet doors under sinks to allow warm air to circulate around the pipes.
Inspect Your Heating System
Your heating system works hard during Wisconsin winters, so it’s essential to ensure it’s running efficiently:
Schedule a professional inspection and maintenance for your furnace or boiler.
Replace air filters regularly to maintain airflow and improve energy efficiency.
Check that vents and radiators are unobstructed by furniture or curtains.
Be Prepared for Winter Storms
Heavy snow and ice storms can lead to power outages and hazardous conditions. Stay prepared by:
Keeping an emergency kit with flashlights, batteries, non-perishable food, water, and blankets.
Stocking up on salt, sand, and snow shovels for clearing driveways and walkways.
Having a backup power source, like a generator, ready for use if needed.
Improve Fire Safety
Winter is peak season for home heating fires. Reduce the risk by:
Using space heaters with caution—keep them at least three feet away from flammable materials.
Ensuring fireplaces and chimneys are cleaned and inspected annually.
Installing and testing smoke and carbon monoxide detectors throughout your home.
Monitor Your Home’s Exterior
Snow and ice buildup can take a toll on your home’s exterior. Regularly check for:
Snow accumulation on decks and flat roofs, which can lead to structural damage.
Icicles that might pose a risk to people or property if they fall.
Cracks or gaps in siding or weather stripping that could allow cold air and moisture to seep in.
Stay Safe on Your Property
Slippery sidewalks and driveways can lead to injuries. To keep your family and visitors safe:
Shovel snow promptly and apply salt or sand to icy areas.
Repair uneven surfaces or cracks in walkways that could become hidden hazards under the snow.
Ensure outdoor lighting is adequate for visibility during dark winter evenings.
Review Your Insurance Coverage
Winter can bring unexpected challenges, so it’s a good time to review your homeowners insurance policy:
Confirm your coverage limits are adequate for potential winter-related damage.
Understand your policy’s provisions for frozen pipes, roof damage, and other seasonal risks.
Discuss any upgrades or additions to your coverage that might provide extra peace of mind.
At Homestead Mutual, we’re committed to helping our policyholders navigate the unique challenges of Wisconsin winters. By following these best practices, you can reduce risks, protect your home, and enjoy the beauty of the season. If you have questions about your coverage or need assistance, don’t hesitate to reach out to your agent. Together, we can ensure your home is safe and secure all winter long.