Farm Owner, Home Owner & Business Policies


In the late 1870's communication and means of travel were not what they are today. The farmers in this area had all of their net worth, as well as their livelihood, invested in their buildings, machinery, and cattle. If there was a fire or other natural disaster, they could stand to lose everything. There was no way of quickly calling the fire department or police. There was not a 911 number or even telephone service to rural areas.

On June 25th, 1873, twenty-eight residents of the townships of Vinland, Oshkosh, Clayton, and Winneconne met at Clemansville (now the intersection of Brooks Road and County Road T in the Town of Vinland, Winnebago County) to discuss the formation of a cooperative when the members pledged to insure their neighbors belongings to this group on a prorata share. This was the beginning of our company.


PLEASE BE ADVISEDNOTICE TO ALL Homestead Mutual Policyholder’s

The March 26, 2020 Annual Meeting of the company has been postponed due to the situation regarding the COVID-19 (coronavirus).    

Homestead Mutual Insurance has enacted a change in operations due to the situation regarding the COVID-19 (coronavirus).  The staff will work remotely beginning today.  The phones have been forwarded to the respective employee’s cell or land line.  You will also be able to contact any of the employees via E-mail as you regularly do. 

Limited staff will be onsite for certain processes that cannot be accomplished outside of the respective buildings.  The front doors however, will be locked and a sign posted with payment instructions or a number to call if needing immediate assistance.  

We feel it is prudent to take appropriate measures to protect you, our staff, and anyone that we may encounter in doing our jobs.  Let’s continue to pray that this will run its course and you and your family are protected.

 If you need any assistance - please do not hesitate to call the office at (920)836-3577